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Kidnap and ransom insurance

Kidnap and ransom insurance (K&R insurance) is designed to protect individuals and corporations operating in high-risk areas around the world.

K&R insurance policies typically cover the perils of kidnap, extortion, wrongful detention, and hijacking. K&R policies are indemnity policies; they reimburse a loss incurred by the insured.

High net-worth global citizens traveling to certain foreign countries and celebrities are most likely to need K&R insurance.

Kidnap and ransom coverage is often provided as part of a corporate insurance portfolio, for companies whose employees frequently travel to areas where kidnapping is a risk. K&R insurance can include coverage for spouses, relatives, guests, nannies, housekeepers, or just a single individual.


Individuals, most often celebrities, famous musicians, sports stars, and politicians, may also purchase K&R insurance as a stand-alone policy. 

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