Disability Insurance for Athletes and Executives
Professional and college sports place an enormous amount of strain on the body. Even though athletes are in peak physical condition, injuries can occur. Specialized insurance coverage is needed to help athletes protect their affluent lifestyle and to help their teams or sponsors protect their investment. Disability insurance can replace income lost in the event of an illness or accident that prevents an athlete from achieving his or her full potential.
An executive's largest asset is his or her human capital (expected future earnings, including wages and pensions). High-limit disability insurance minimizes the risk to an executive's lifestyle by replacing lost income due to injury or sickness. It can also be tailored to a corporation's specific needs to protect against the loss of this key business asset.